How Bloggers Can Benefit from Growing their Affiliate Income?
Feb08

How Bloggers Can Benefit from Growing their Affiliate Income?

Bloggers aim to establish a growth mechanism only when they become famous enough to be followed by a large number of people. It is therefore important to ensure that your blog is popular enough before expecting it to become an earning avenue for you. Although if you believe that you are blogger with the required level of following then you can make some money using a variety of techniques.

One of these techniques is the use of affiliate marketing. Here, we will discuss the concept of affiliate income and how bloggers can create an effective stream of money using this method. We start by discussing the concept of affiliate marketing.

What is Affiliate Marketing?

Affiliate marketing refers to the promotion of the products and services of another company by clients and customers. Bloggers can often become an effective affiliate marketer because they already have a powerful tool in the form of their blog to advertise the services of another company.

A blogger can use affiliate marketing along with other techniques to earn a steady income from his blogging activities. The primary earning mode should be from advertisements, but they can be backed by a consistent stream of income set up from affiliate marketing.

Getting Paid with Affiliate Income

Affiliate marketers are paid when someone purchases the advertised products or services. A blogger can also get paid in the similar fashion if a visitor buys a product from the links shared on the blog. A commission is earned with each purchase and therefore payment is only made when a sales lead matures.

Good bloggers though can persuade people effectively. They can address problems in their blogs and present products and services as their solutions to entice visitors into resolving their issues by buying the advertised products.

Benefitting the Blogger

There are other benefits to the blogger as well apart from the income earned from affiliate marketing. The practice of affiliate marketing can increase the exposure of a blogger in turn. A blogger who markets a product which has a good reputation among the general audience on the internet will surely increase in stature. However, bloggers should refrain from marketing a product from a dodgy manufacturer as it may damage their reputation as well and destroy their blog.

Good bloggers ensure that they enjoy the benefits of growing an affiliate income without suffering from the effects of being termed as a marketer. Once they identify the balance between direct advertisement and affiliate marketing, they are able to quickly use both of them to earn money online. It also ensures that their blogs become more successful than ever; because they now also receive traffic from the loyal customers of a particular seller as well as their own blog followers.

Precautions for Affiliates

There are some precautions that affiliate marketers need to be aware of. You need to select a reputed company and also ensure that they create a particular id and a link for you. Many companies offer a referral program which allows you to become an affiliate with them. You have to make yourself knowledgeable about the products and services and possible use them before attempting to present them to your blog audience for the maximum effect.

Read More
4 Money Habits of Professional Athletes You Should Not Follow
Jan02

4 Money Habits of Professional Athletes You Should Not Follow

Professional athletes such as basketball players, football players, and American football players earn quite a lot of money. With the money they earn, they can go on vacation more than two times each money, stay in the most expensive hotels, and basically, travel like royal.

Unfortunately, some of these athletes actually took travelling like a royal a little too literally, leaving them broke. Those unfortunate, once rich professional athletes are:

1.      Vince Young

The American football star signed a £38 million pound contract with the Tennessee Titans. He played for three different teams during his six-year long career. He went on to establish the Vince Young Steakhouse, a restaurant in Texas.

Even though his restaurant still exists today, he made some not so financially smart moves with his money. His list of bad money moves include drinking £460 pound worth of shots after each game and spending £3,800 at the Cheesecake Factory each week. In addition to this, he bought 120 seats on a commercial plane in 2007. This has caused him to lose money, especially after his former team let him go.

2.      Dennis Rodman

Dennis Rodman, a basketball player, made a name for himself on the court. His colourful tattoos and hair made him stick out from the rest of his teammates. He rose to popularity with his impressive rebounding and defence technique. His career highlights include playing against Scottie Pippen and Michael Jordan and winning the rebounding champions seven times.

His net worth at that time stood at £20 million, but he blew a good majority of it on lavish cars such as Porsche, Lamborghini, and Hummer. He also spent millions on building up his metal record compilation, which took two-thirds of his expansive mansion.

All of this thoughtless spending made him fall behind in child support payments. At one point, a rumour about him selling one of his kidneys for money began circulating on the internet. This led him to file for bankruptcy.

3.      John Daly

John Daly, a professional golfer, came into the spotlight in 1987. He took home two major championships and accumulated a net work of more than £7 million. The pro golfer had the ill habit of blowing off his money on gambling. He lost £46 million. His inability to save money also stemmed from his alcohol problem and in 2008, he made a commitment to turn his life around. However, by that time, he did not have a lot of money left in his bank account.

4.      Lenny Dykstra

Lenny Dykstra is a former baseball player who went from being rich to being broke. The baseball player owed £30 million to his creditors. Even though he tried to invest in several different ventures such as car wash, stock trading, and real estate, none of those investments turned profitable. His trouble with money has landed him into jail. He was arrested for auto theft as well as for indecent exposure.

Sometimes, it takes looking at other people’s mistakes to learn a lesson.

Read More
Uncovering the Truth about Packaged Bank Accounts
Nov14

Uncovering the Truth about Packaged Bank Accounts

Packaged bank accounts or a current account provides people with an extensive list of benefits. A packaged bank account usually consists of the following benefits and services:

  • Extended warranty
  • Travel insurance
  • Loyalty rewards
  • Mobile phone insurance
  • Overdraft with low rates
  • Breakdown cover
  • Gadget insurance
  • Fraud protection

How Packaged Bank Accounts (PBAs) Work

Banks charge account holders a monthly fee ranging from £8 to £25 and even though it does not sound that bad, in reality, packaged bank accounts are useless. Account holders uncover this fact once the bank sells them the benefits of PBAs.

Later, banks tell them they are ineligible to obtain the benefits mentioned under PBAs or the account holders discover that they do not really need or want those benefits. Still, people find themselves signing up for PBAs, only to regret their decision later on.

Did you know over 10 million residents in the United Kingdom hold a packaged bank account?

People are taking their claims of miss-selling up with the Financial Ombudsman. They have discovered fault with 70% of those accounts.

How Banks Force PBA Down People’s Throats

When customers visited the bank, asking for a loan, mortgage, or credit card, the employees told them that in order to receive a loan; they would need to obtain a packaged bank account. Otherwise, they would not be qualified for a loan. Others were told they could not obtain an overdraft if they do not sign up for a packaged bank account.

What Banks Do Not Tell You

Banks needs to disclose all the details of the PBA and you need to ask them questions pertaining to it. They will tell you about the benefits regardless if you are eligible for them or not, as their task is to sell you the package to you to meet their sales target. This resulted in some salesperson not telling the customer about the monthly fee they will have to pay to obtain the benefits they are telling them about.

Another example of banks sold the PBA was telling the customers about the benefits of having phone insurance, but leaving out the details on how the insurance is not applicable to iPhone users. Some have even gone to tell the customer on how a PBA improves their credit rating, but that is false information.

Has This Happened with You?

If a bank told you that there was no other way for you to obtain the finances you seek unless you open a PBA, they miss-sold you the package. Banks cannot compel people to take out a packaged bank account and they cannot refuse to give you financial support based on your refusal to obtain one.

What Should You Do?

You can make a miss-sold packaged bank account claim against your bank. If your claim proves successful, your bank will downgrade your account back to a basic account. You will not have to pay a monthly fee anymore and will lose all the benefits. However, if you are using the benefits, reconsider making a claim.

Read More
Sites That Provide Fast Payment of Payday Loans in Cash
Nov17

Sites That Provide Fast Payment of Payday Loans in Cash

Do you have financial problems and need the money now? There is a solution to your problem since there are sites that offer exactly what you need at this time. So, by raising quick payday loans online through this kind of sites is more than simple, and you can get cash even now.

If you’ve already tried to raise money from banks and other credit housed and you were rejected because of bad credit rating and the conditions which you simply did not fulfill, then with the help of these sites, you will not have to worry about cash anymore. Their requirements are minimal, and the application form is fast and discreet! Your credit history and current type of employment will not affect the payment of the payday loan in cash. They are able to offer quick payday loans with no credit standing, which means you do not have to fear because their requirements are minimal.

You can be sure that the application for payment of payday loans in cash is completely free and simple. You do not have to meet a ton of paperwork, fax us your information, make the certification from the employer and public notaries since the registration and payment of the loan in cash goes online, which allows them to react quickly and pay off the money to your checking account as soon as possible.

Payment of loans in cash immediately after registration

Usually, they are able to pay off the loan in cash from 15 minutes to several hours from when you have submitted your request, provided that you fulfill all the conditions listed in the application form and provide them with the accurate information they need to process the request. Payment of payday loans in cash shall be made directly to your checking account that can be reviewed at any bank. The money is transferred electronically, which means that all their transactions are secure and reliable.

Reduce your stress as you the payday loan in cash will be a huge financial aid

We all know how stressful time can be when the money is urgent, especially with the extra hassle, constant walking from bank to bank, warning creditors and other costs that can create problems at any time, even when you least expect it. That’s why these sites have prepared a payday loan service payments in cash with the amount up to $900 for you that will surely help you solve your problems and reduce stress. Cash will solve your problems now, without delay payment of debts and expansion by months which will speed up your financial stability and help you recover your financial situation as soon as possible.

Here, the payment of the payday loan in cash is discreet and safe

They work professionally, and all your data is kept confidential. With them, you will not have an unpleasant feeling as you can have when asking your family or friends for financial help. They are part of Ferratum Group which is a leading provider of mobile financial services in the EU and the world. Once you take a loan through their site, other times you can do it even easier and faster because they provide you with the service sms payday loans to be able to ask for the money by simply sending an SMS.

Read More
Credit Cards-Plague Or Blessing
Nov16

Credit Cards-Plague Or Blessing

Credit cards are plastic tokens that have magnetic stripe and they are an alternative payment system, and can be used instead of checks  and cash. They are essential part of electronic commerce. But don’t get fooled they carry their own share of negative things. But due to their applicability those negative aspects are forgot (and there are many positive aspects of credit cards).

First of all credit cards are convenient method of payment because you don’t have to search for ATMs and you don’t have to carry large amount of cash in your wallet. And those credit cards have record keeping which will help you see where your money is going, and it can help you cut on expenses that are unnecessary but you have failed to notice how much money is going into them.

If there is a way to save some money by buying something from a sale and you have no cash available, using revolving credit (revolving credit represents a loan on a credit card, meaning that you can go in red on your card and repay that once you transfer money on that card) on your card will be your way out.

If you shop with credit card you will be protected from disputes with merchants who are unwilling to take back defective product. When that happens you just need to check with you bank and they will sort it out. Credit card companies are always promoting their product and they are willing to give you a wide array of discounts in different stores in order to keep cash flow on their cards. If you need to buy something checking for those discounts can save you a lot of money.

Think twice after this

Revolving credit is double-edged sword. It will allow you to spend beyond your financial situation at the moment, but using that too much will make you lose money in long run. Once you go in red you will have to repay that as well as interest that is attached to it.

You will have to do a lot of paperwork. Saving receipts and checking them against credit card statement to ensure that you were not overcharged will be a strenuous work, but you will have to do it only once a month.

Your fees will skyrocket if your balance is in red and you fail to repay it in time. And there are fees for any cash advance you perform. There is usual 2 to 4 percent fee, but some unexpected fees can occur. To inform yourself of all those fees the best thing would be to go to the website of your bank and do some research in that.

Many people end up with large debt on their credit card. This happens due to high limit those credit cards have and people don’t check that. Large debt carries larger interest rate and before you know it you will be in debt you are unable to pay-off.

As you can see credit cards have their negative sides, but if you take in consideration all pros and cons that credit cards have, they are valuable part of our life.

Read More